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Savings AccountsSaving money is very beneficial. With United Bank of Union’s Savings Accounts you can be saving for your future and earning interest. Remember this is “Your Future!” Make us “Your Banking Partner!” Statement Savings (Variable Rate) A minimum of $25.00 is required for an opening deposit and a minimum of $1.00 is required to obtain the advertised APY. No minimum balance is required thereafter if account remains active. The account earns interest on a monthly basis. The account is service charge free, except if the account becomes inactive or dormant (see fee schedule). The applicable fees would then go into effect. The account holder receives a monthly statement. Ultimate Savings (Variable Rate) To earn the more attractive rate of interest, a minimum of $50,000.00 is required for an opening deposit and to obtain the advertised APY. The account earns interest on a monthly basis. One withdrawal is allowed per statement cycle. Any other withdrawals during the monthly statement cycle would incur a service charge (see fee schedule). The interest rate will change to the statement savings rate if the balance in the account falls below the daily minimum balance requirement of $50,000.00.
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