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Rates

Length of Term Interest Rate APY*  
CD's
91 Days 1.40% 1.41% Open | Renew
11 Month-Special 2.65% 2.68% Open | Renew
12 Month 2.10% 2.12% Open | Renew
18 Month-Special 3.06% 3.10% Open | Renew
24 Month 2.35% 2.37% Open | Renew
36 Month 2.38% 2.40% Open | Renew
12,15,18,21,24 Month Special*** 3.94% 4.00% Open | Renew
30,33,36,39,42 Month Special*** 4.43% 4.50% Open | Renew
Step-Up CD's**
36 Month Step-Up 3.46% 3.51% Open | Renew
60 Month Step-Up 3.10% 3.14% Open | Renew

*Annual Percentage Yield (APY) is accurate as of August 25, 2008 and is based on the minimum opening deposit of $500.00 and quarterly compounding assuming principal and interest remain on deposit.
**Rates may change on Step-Up CD's.
***$10,000 minimum balance required to open and maintain APY. 

Mortgage Interest Rates
Current as of August 25, 2008
For current rates call 636-583-2555
Loan Product Interest Rate APR* Monthly P & I  
30-Yr. Fixed (360 Pmts.) 6.5% 6.553% $790.08 Prequalify
20-Yr. Fixed (240 Pmts.) 6.375% 6.418% $922.79 Prequalify
15-Yr. Fixed (180 Pmts.) 6.00% 6.054% $1,054.82 Prequalify
10-Yr. Fixed (120 Pmts.) 6.00% 6.076% $1,387.76 Prequalify

* Rates are quoted with NO POINTS. The quoted Annual Percentage Rate (APR) assumes a 20 percent down payment and a loan balance of $125,000 and an anticipated 30 day rate lock period. If the down payment is less than 20 percent, mortgage insurance may be needed which could increase the APR. Rates and terms are subject to change without notice.

Account Interest Rate APY*
Checking
Rebel Plus 0.15% 0.15%
NOW 0.15% 0.15%
Seniority 0.15% 0.15%
Money Market
Under $1,000 0.15% 0.15%
$1,000-$9,999.99 0.25% 0.25%
$10,000-24,999.99 0.75% 0.75%
$25,000-49,999.99 1.00% 1.00%
$50,000 and over 1.25% 1.26%
$250,000 and over 1.75% 1.76%

 

Savings
Statement Savings 0.15% 0.15%
Ultimate Savings $50,000 &Over 1.50% 1.51%
Ultimate Savings $250,000 &Over 1.75% 1.76%
Ultimate Savings Under $50,000 0.25% 0.25%

*Annual Percentage Yield (APY) is accurate as of August 25, 2008 and is based on interest compounding monthly. After account is opened, rates are subject to change without notification. Certain fees may reduce earnings.

 

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