Fee Schedule
| Regular Checking Account |
| Average Balance |
Activity Charge on
Non-Interest Bearing DDA |
| $0.00 to $249.99 |
$5.00 per month |
| $250.00 to $499.99 |
$3.00 per month |
| $500.00 and above |
No Service Charge |
| |
| Thrift Checking Account |
| Service Charge |
$1.00 per month |
| Per Check Fee |
$0.20 per check |
| |
| ETA Account |
| Service Charge |
$3.00 per month |
| |
| Ultimate Savings Account |
Each Additional Withdrawal Over the
One Allowed Per Calendar Month |
$25.00 per withdrawal |
| |
OD (Overdraft) & NSF (Non-Sufficient Funds)
Check Charges
|
| OD/NSF Check Paid |
$25.00 per check |
| OD/NSF Check Returned |
$25.00 per check |
| |
| Checking and Savings Accounts |
Inactivity (No External Activity for
More Than 365 Days)
With Balance Less Than $50.00 |
$10.00 per month |
Dormant (No External Activity for
More Than 731 Days)
With Balance Less Than $50.00 |
$25.00 per month |
| |
| Certificate of Deposit Penalties |
| Term of 12 Months or Less |
6 Months Interest |
| Term of Greater Than 12 Months |
12 Months Interest |
| |
| Negotiable Instruments |
| Cashier's Checks |
$5.00 per check |
| Money Orders |
$3.00 per check |
| Travelers Checks for 1 Person |
$1.00 per hundred |
| Travelers Checks for 2 People |
$1.50 per hundred |
| |
| Special Services |
| Account Research |
$25.00 per hour
and $0.25 per copy |
| Checkbook Reconciliation |
$15.00 per hour |
Medallion Signature Guarantee
(Customers Only) |
$10.00 per page |
| Monitor Signature on Account |
$10.00 for 60 days |
| Temporary Checks |
$0.25 per check |
FAX Copies
(Minimum of 2 Sent and Received) |
$1.00 per page |
| Photocopies |
$0.25 per page |
| |
NOW Account
Service Charges Based on Average Balance |
| $0.00 to $249.99 |
$5.00 per month |
| $250.00 to $499.99 |
$4.00 per month |
| $500.00 to $749.99 |
$3.00 per month |
| $750.00 to $999.99 |
$2.00 per month |
| $1,000.00 and above |
No Service Charge |
| |
Savings Account (Variable Rate)
Money Market Account (Variable Rate) |
| $10.00 Per Item |
Exceeding the Allowed Number of Transactions |
Federal Law limits the number of transfers in savings and money market accounts. Examples of transfers include, but are not limited to, pre-authorized, automatic and telephone transfers from your accounts to another account or to a third party. Transfers include checks and debit card transactions. Transfers are limited to six per calendar month with no more than three transfers by check, draft, debit card, or similar order to third parties. Transfers for Federal Law limits do not include withdrawals at the teller line or at an automated teller machine.
A Chargeable Transaction includes ACH and Debit Card withdrawals, wire transfers, telephone (Easy Access Line) transfers, internet banking transfers, and checks written.
Small Business Account
Minimum Daily Balance |
| $0.00 to $499.99 |
$7.00 per month |
| $500.00 and above |
No Service Charge |
| |
| ATM/Debit Cards |
| Transactions-Foreign ATM |
$1.00 per transaction |
| Balance Inquiry-Foreign ATM |
$0.45 per inquiry |
| ATM Replacement Card |
$5.00 per card |
| Freedom Check Card Replacement |
$5.00 per card |
| |
| Bank Statement |
| Original Imaged Statement |
Free |
| Replacement Statement |
$5.00 |
Imaged Check Replacement
(Front and Back) |
Addl. $5.00 per month |
| Cancelled Check Copy |
$3.00 per copy |
| |
| Transfer/Inquiries |
| Auto Transfer ($100 Increments) |
$3.00 per transfer |
| Assisted Telephone Transfers |
$5.00 per transfer |
| Assisted Telephone Inquiries |
$2.00 per Inquiry |
| |
| Miscellaneous Charges |
| Stop Payment Charge |
$25.00 per check |
Checks Charged Back
to Customer's Account |
$5.00 per check |
| Collection Items |
$20.00 Incoming
$20.00 Outgoing |
| Wire Transfers |
$10.00 Incoming
$20.00 Outgoing
$50.00 Foreign |
Indemnity Bond for
Lost Certificate of Deposit |
$20.00 per bond |
Rejected Items Due to Checks Purchased
From Vendor Not Authorized by the Bank |
$1.00 per item |
| Vendor Check Charges |
Varies by Order |
| |
| Web Banking Services |
| |
| Personal Accounts: |
Review Statements, Transfer Funds
between United Bank Accounts
and Check Balances On-Line |
No Charge |
On-Line Bill-Pay Service:
Zero to Ten Checks per Statements Cycle |
$5.95 per month |
Each Additional Check Exceeding the
Ten Checks Allowed per Statement Cycle |
$1.00 per check |
| |
| Corporate or Non-Personal Accounts: |
Review Statements and
Check Balances On-Line |
No Charge |
Transfer Funds between
United Bank Accounts |
$1.00 per transfer |