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Checking Accounts

Choose from one of our many different types of checking accounts. You can also have one of our check cards for purchasing and accessing cash.

Personal Checking Accounts/Services

  • Regular Checking
  • Rebel Checking
  • Rebel Checking Automatic Transfer
  • ETA Account

Interest Bearing/Variable Rate

  • Rebel Plus Checking
  • NOW Accounts
  • Money Market Accounts
  • Seniority Checking Interest

Regular Checking Account

A minimum of $25.00 is required for an opening deposit. Monthly service charges are based on the average daily balance in the account.

$0.00 to $249.99 $5.00 per month
$250.00 to $499.99 $3.00 per month
$500.00 and above No Service Charge

 

Rebel Checking Account

A minimum of $25.00 is required for an opening deposit. The Rebel Account offers FREE checking that features no minimum balance, no monthly service charge, and no per check charge. Copies of cancelled checks are available for a fee.

Rebel Checking Account (Automatic Transfer)

A minimum of $25.00 is required for an opening deposit. This account has the same features as the Rebel Checking account. FREE automatic transfer of funds from your savings to your checking account compliments the account offering.

ETA Account (Electronic Transfer)

There is no minimum balance to open this account. The ETA Account is a pure debit card account for individuals with electronic federal direct deposit. No in-person withdrawals are allowed. Foreign ATM fees and other bank surcharges from other banks will be assessed to the account. While a minimum deposit is not required, a $3.00 monthly service charge will apply.

Rebel Plus Checking Account

A minimum of $25.00 is required as an opening deposit and a minimum of $1.00 is required to obtain the advertised APY. This account offers the same features as the Rebel Account. Rebel Plus also pays monthly interest provided there is electronic direct deposit of payroll, social security, pension, or government check. Free automatic transfer of funds from savings to checking compliments the account offering.

NOW Accounts

A minimum of $25.00 is required as an opening deposit and a minimum of $1.00 is required to obtain the advertised APY. Account earns interest monthly. A monthly service charge is based on the average balance.

$0.00 to $249.99 $5.00 per month
$250.00 to $499.99 $4.00 per month
$500.00 to $749.00 $3.00 per month
$750.00 to $999.00 $2.00 per month
$1000.00 and above No Service Charge

 

Money Market Checking Account

A minimum of $25.00 is required as an opening deposit and a minimum of $1.00 is required to obtain the advertised APY. If the average balance falls below $1000.00 you will earn the current statement savings account rate. A balance exceeding $1000.00 earns interest according to a tiered balance schedule as provided in the account Truth-In-Savings disclosure. You are allowed a total of 6 transfers per bank statement cycle of which no more than 3 can be by check or debit card to a third party. A service charge will apply for each check or debit card transaction clearing the account that exceeds the maximum allowed. You are allowed unlimited withdrawals in person within the bank.

Seniority Checking Account

If you are 55 years of age, you are eligible for Seniority Checking. $25.00 opening deposit is required. The account earns monthly interest at the current NOW account annual percentage yield if a minimum average daily balance of $500.00 is maintained. Interest is not paid if the average balance falls below $500.00. The account is service charge free. Travelers checks, money orders, and cashiers checks are provided at no cost. Personalized checks are available at a 50% discount. The Seniority Club features social activities, travel, special banking privileges, and a quarterly newsletter. No membership fee is required.

 

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